Statistical Measures of the Competition in the Banking System
Abstract
The article describes the main statistical measures characterizing the key indicators of the competition level of the Russian banking system subjects countrywide and in the regional context. Utilizing common statistical tools of economic significance assessment of financial institutions, a dynamic analysis of banking competition level concentration was held. Dynamics of the main indicators, characterizing the saturation with financial and banking services of the Russian Federation regions, was assessed with regard to a long downward trend of the number of credit institutions. In order to analyze the availability of banking services in Russian regions, indices of total provision and relative attractiveness were evaluated. Quantitative and qualitative characteristics of level and dynamics of banking concentration were considered in depth, geographically and countrywide, with application of Herfindahl-Hirsehman index. Also, an analysis of concentration level of banking system assets was conducted. For this purpose, clusters of credit organizations distribution were considered depending on the value of their assets and their regional allocation.
About the Authors
V. N. Salin
Financial University
Russian Federation
Russian Federation
V. T. Sevruk
Financial University
Russian Federation
Russian Federation
O. G. Tretiakova
Financial University
Russian Federation
Russian Federation
References
1. The Central Bank of the Russian Federation. The main directions of the unified state monetary policy for 2015 and the period 2016 and 2017 [Central’nyj bank Rossijskoj Federacii. Osnovnye napravlenija edinoj gosudarstvennoj denezhno- kreditnoj politiki na 2015 god i period 2016 i 2017 godov]. Available at: http://www.cbr.ru/DKP/ondkp/on_2015%282016–2017%29.pdf (in Russian).
2. Sevruk V. T. Statistical methods of portfolio and investment risks in the financial market [Statisticheskie metody portfel’nyh i investicionnyh riskov na finansovom rynke: ucheb. posobie]. Moscow, Finansovyj universitet, 2013 (in Russian).
3. Salin V. N., Tret’jakova O. G. Banking statistics: a textbook and a workshop for balakariate and magistracy [Bankovskaja statistika: uchebnik i praktikum dlja balakvariata i magistratury]. Finansovyj universitet pri Pravitel’stve Rossijskoj Federacii. Moscow, Izdatel’stvo Jurajt, 2017 (in Russian).
4. Salin V. N., Tret’jakova O. G. Methodology of research of financial conjuncture [Metodologija issledovanija finansovoj kon’’junktury: ucheb. posobie]. Moscow, KnoRUS, 2016 (in Russian).
5. Finance statistics: textbook [Statistika finansov: uchebnik] / ed. V. N. Salin. Moscow, Finansy i statistika, 2003 (in Russian).
6. Salin V. N., Sevruk V. T. Tret’jakova O. G. Statistical analysis of the banking system of Russia [Statisticheskij analiz bankovskoj sistemy Rossii]. Vestnik Finansovogo Universiteta — Bulletin of the Financial University, 2015, no. 6 (90) (in Russian).
7. Official site of the Federal State Statistics Service [Oficial’nyj sajt Federal’noj sluzhby gosudarstvennoj statistiki]. Available at: http://www.gks.ru/ (in Russian).
8. Official site of the Central Bank [Oficial’nyj sajt Central’nogo Banka]. Available at: http://www.cbr.ru/ (in Russian).
Review
For citations:
Salin V.N., Sevruk V.T., Tretiakova O.G. Statistical Measures of the Competition in the Banking System. The world of new economy. 2017;11(2):74-81. (In Russ.)
Views:
757
Email this article 